Personal Umbrella Insurance in the Sunshine State
As a homeowner and drive—and maybe even someone who owns a boat—you’ve sought insurance policies to protect your assets. Maybe you even choose to insure it all with maximum coverages. Does this mean you’re ready for anything, though? You’d be surprised.
When Standard Umbrella Insurance Coverage Isn’t Enough
No one wants to think about it, but standard coverages may not be sufficient to protect assets from a large liability claim. One event could exhaust payouts of standard policies. This is especially true for a lawsuit in which you’re found sued liable for someone else’s losses. The remaining amount the policy doesn’t pay for ends up your responsibility.
A Remedy for Payout Shortfalls
Preventing payout shortfalls is easy with personal umbrella insurance from Ardent Insurance & Risk Management. Umbrella insurance works by picking up the amount left over after standard policies reach their limit.
What Insurance Types Does Umbrella Insurance Supplement
Ardent Insurance & Risk Management’s umbrella policies can be used as a supplement to the following:
- Homeowner’s Policies
- Auto and Motorcycle Policies
- Boat Policies
Other policies may be supplemented. Ask an independent insurance agent for more information.